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60Seconds to FIRE
Unlock the power of Geo-arbitrage, smart investing, and digital income to design a life of freedom and adventure. Start your journey to early retirement today!

60 Seconds to FIRE Newsletter 34 – October 2026
Hey folks! If you’re new here, I’m Andy. I retired at 35, and these days I fund that retirement by

The UK’s Billionaires Just Took a City’s Worth of Tax With Them
Britain has lost £120bn of billionaire wealth since 2024. With a Budget around the corner, the bill for everyone who

$3,353 and a Trade That Closed Itself While I Was Taking a Wander
Hey folks! If you’re new here: 60 Seconds to FIRE is about financial independence, early retirement, and geo-arbitrage, most of

Buying a Kiwi Rental to Dodge the ATO? Yeah, Nah!
Hey Crew! If you’re new here: I write about financial independence, options income and using geography to legally cut your

The Lazy 88
Hey Crew, Listening to the “My First Million” podcast this morning and the hosts were discussing how you could sprint

60 Seconds to FIRE Newsletter 33 – September 2026
Hey Geo-Arbitrageurs! If you’re new here: I sell options for income, live off the proceeds, and write about financial independence,

About Me!
Hi, I’m Andy
A proud Financial Independence (FI) achiever at the age of 35. My journey has been anything but traditional, and that’s exactly what I want to share with you.
After serving in the New Zealand Army and working in Government Security, I transitioned to a role in Cyber Security Awareness and Education for a large bank in Australia. However, during the global pandemic, I made the bold decision to move to Panama—a choice that marked the start of my journey toward redefining what financial freedom means.
Today, I pay my bills and grow my portfolio using options trading, while also buying digital assets and publishing books on Amazon through KDP.
" Financial freedom strategist who retired early by leveraging geo-arbitrage, smart investing, and digital income streams. "
What is Geo-Arbitrage?
Welcome to my first article on GeoArbitrage, the secret sauce for retiring decades earlier. My hope with these articles is to outline what GeoArbitrage is and more importantly how you can use it to rapidly speed up your Retirement or Freedom Day, in some cases by decades.
What is GeoArbitrage?
GeoArbitrage is the squishing together of two words.
“Geo” (geography) and
“Arbitrage” (taking advantage of price differences)
The basic principle: Earning in a high-income region or in a higher value currency and spending in a low-cost region or currency.
For instance, if you receive your US pension but decide to move to a lower cost country like Mexico, Thailand, Argentina or even Eastern Europe. There you can arbitrage the spending power of your strong currency and pension income to live a higher quality of life with more options than if you were to stay at home in the US.



The Courses We Offer
Learn More About Courses!


The Courses We Offer
Are you ready to take control of your financial future and design a life of freedom, adventure, and security? My upcoming course is designed to help you achieve Financial Independence (FI) faster using smart investment strategies, geo-arbitrage, and proven wealth-building techniques.




