Author name: Andy R

TLDR: (Too Long Didn’t Read) Work slowly strangles your hobbies unless you defend them. Hobbies = joy, mental clarity, purpose, health, and community. My Camino story shows how hobbies can literally change your life trajectory. Retirement magnifies your lifestyle — loneliness becomes dangerous if ignored. Chronic loneliness increases early mortality by 26% (Nature Human Behaviour, 2024). Early

TLDR Super entitlements keep shifting, KiwiSaver benefits keep shrinking, and the retirement age hasn’t climbed yet — but let’s be honest, that monster is warming up in the corner. The real retirement killer isn’t the government; it’s you saying “I’ll start next year.” Start investing early and retire before the system decides you’re working till

Disclaimer: if you’re easily offended or don’t like having your assumptions challenged, maybe skip this one. Society doesn’t quite know what to do with you if you retire in your 30s or 40s. Some people look at you with envy, others with contempt. The expected path is simple: go to school, get a job, take